This business loan product is offered to business owners who aspire to develop their business and can be used to increase working capital, improve commercial facilities, purchase fixed assets or property, or expand the workplace. The loan should only be invested in the business.

· The value of the microenterprise loan ranges from 30,000,000 - 52,000,000 IQD 

· Repayment period of up to 48 months.

. Fast financing within seven days.

 Borrowers must meet the following requirements in order to obtain a loan from CHF Vitas Iraq:

 The age of the borrower is not less than 21 years.

 The business should be established for at least two years

 One or more guarantors are required and whose salaries or income cover twice the monthly installment

 Proof of ownership of the business through a lease contract under the borrower’s name